Amanda Woolley

Point and Redwood’s first rated home equity investment securitization validates HEIs as a mainstream asset for institutional investors and supports new opportunities for homeowners to access their equity.

U.S. Homeowners have $29.3 trillion in home equity, yet almost 50% trying to access it can’t.

HELOCs are inaccessible to nearly half of homeowners, and remaining traditional avenues can double monthly payments; homeowners are left with few options to leverage their homes’ equity.

Amid a housing inventory shortage, homeowners who want to move face barriers, and are increasingly turning to high-interest debt to renovate their current homes.

Point's 2023 moving and sentiment survey explores if and how homeowners' sentiments about moving have changed with the current economic environment.